Quality Health Insurance & Employee Benefits

Get affordable health care solutions for your small business

Optima Payroll is partnered with Bellara & Associates L.L.C., an experienced group of insurance experts that will help your small business and you find top-rated health care solutions and plans.

Quality health care insurance is an important benefit for you and your employees. Finding the right health insurance for your small business shouldn’t be a chore. Optima Payroll, along with Bellara & Associates L.L.C., can help you find top-rated health insurance coverage at a price built for small business.

Contact us today and:

  • Consult a knowledgeable account executive to help you find a health insurance plan that fits your business size.
  • Compare top-rated insurance carriers and benefit providers with a free, personalized insurance quote for both group and individual/families.
  • Partner with a national benefits agency with over two decades of support for more than 106,000 clients and is ranked 25th of Top Brokers in the U.S. by Business Insurance magazine.
  • Get access to comprehensive, easy-to-use tools, information and resources to help you comply with new health care reform requirements, including evaluation and review of options for group health coverage, employee notifications and tax credit filings.

Call 516-623-7700 to learn more about health care solutions and insurance.

EMPLOYEE BENEFITS PRODUCTS

Our product offering starts with life insurance, which we offer to your employees in a range of options:

  • Basic and Supplemental Group Term life insurance: Insurance that provides basic life protection for a set period of time, such as ten or twenty years.
  • Voluntary Whole life insurance: Insurance that provides permanent coverage for as long as you live, provided premiums are paid.
  • Basic and Supplemental Group Accidental Death and Dismemberment (AD&D) insurance: Insurance that covers death or dismemberment due to an accident, providing an extra layer of protection for employees and their loved ones.

In addition to life insurance, we also provide a range of disability options:

  • Basic and Supplemental Group Short-term disability: This type of plan provides short-term income replacement when your employees are unable to work because of illness or injury.
  • Basic and Supplemental Group Long-term disability: This is for longer-term protection and income replacement when an employee may be not be able to return to work for an extended period.

Call 516-623-7700 to learn more about health care solutions and insurance.